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Postal Customer Friday, March 26, 2021 Estate, Pre-Planning, & Sympathy – pg. 1, 8 Classifieds – pg. 2-7 Going Out – pg. 2 Estate, Pre - Plan n i ng, an d Sym pathy Gu i de Conveniently located next to the Cokato Post Office 180 E 3rd St, Cokato • PO Box 369 Hrs: Tues., Thurs. & Fri. 10 am-5 pm Other hours by appointment (320) 286-2396 Our Practice Is Your Solution • www.kraftwalser.com ������������� Areas of Pactice ����������������� ��������� �������������������� ������������� �������������� �������� Areas of Pactice ������������� ������������������� ������������������������� ��������������������� ��������������������� ������������������ Other Areas of Pactice Available ������������������������������������������������������������������������������� We can help with all your estate planning needs! � � � � � � � � �� � � � � � � ������ ������������������ ���������������� �������������� ����������� ����������� ��������������������� �������������� ����������������������� ���������������������������� ������������������������������ ������������������ ���������������� ������������ �������������������� ���������������� ������������ �������������������� ������������������������� 182 Sunset Ave NW, Cokato (320) 286-2158 �� ��������������������� Cokato Manor (320) 286-2158 Edgewood Gables (320) 286-2159 Pro Rehab (Contracted) ������������������������� ������������������ (320) 286-2158 Cokato Manor Home Health ����������������� ������������������ (320) 286-3049 Heritage Place (320) 286-2158 Brookridge (320) 286-3196 Choose the type of disposition you’d like: • Burial • Cremation • Green burial – eco-friendly • Anatomical donation Choose the type of gathering or service: • Visitation, viewing, wake, or rosary? • Do you want a private family viewing, or public viewing? • Do you want a wake at home, or a visitation at the funeral home? • Celebration of life service personalized to reflect the life lived • Traditional funeral service • Do you want the body present or not? • Do you want the casket open or closed? • Graveside service or a service at the crematory? • Memorial service – takes place after burial or cremation • Home funeral service and/or burial • Scattering ceremony • Reception or fellowship meal Choose options to personalize your event: • Location that reflects the person’s interests such as a park, a golf course, a lake, garden, beach, event center, theater, art gallery, church, or stadium. Choose an alternate location if you want to have the service outdoors, in case of inclement weather. • Speaker such as a clergy member or funeral celebrant • Pallbearers, eulogist, assistants, and attendees • Catered or pot luck meal • Prayers, poems, or other readings • Songs, hymns – live or recorded • Memorial video set to special music • Monument, memorial, or virtual memorials, such as a grave marker, headstone, video tribute, or online memorial website • Memorial contributions to charity organizations Choose the place of final rest: • Burial in a private cemetery, veterans cemetery, or on private property • Scattering of cremated body at sea, in a park, on private property, or in a memorial garden (with permission of local municipality) • Keepsake jewelry, such as cremation jewelry • Organ donation or anatomical donation Choose a method of payment: • If you want to prearrange your funeral, you can opt for funeral insurance through a funeral home, which sometimes offers a guarantee of their current prices. Other options include a funeral trust, or pay on death account. • If you are paying for services at the time of need, you can ask family members to help pay for different parts of the funeral or to contribute in different ways, such as bringing food or sending flowers. Sites like www.youcaring.com, or gofundme.com can assist with crowdfunding to help pay for a loved one’s services if money is tight. Choose a way to record your final wishes: • Contact a funeral provider to help you create a plan that ensures your wishes will be followed. • Complete a funeral planning guide. • Verbally share your final wishes – but do not rely solely on verbal instructions, as loved ones may forget or disagree on what you said you wanted. • Put your wishes in a voice or video recording. To assist your loved ones: • Collect important documents and notify your next of kin about where they are. • Store a copy of your will, marriage and birth certificates, veteran’s discharge papers, military service records, life and health insurance policies, social security information, and other estate planning doc- uments, where your next of kin can easily find them. • Write your own obituary. or gather important biographical information for your obituary. • Keep a copy of your funeral plans on file with a funeral provider, and notify at least two other emergency contacts of where your funeral will take place, and where your final wishes are recorded. Funeral Checklist Plan your estate carefully D eveloping an estate plan can be the most important aspect of your end-of-life planning pro- cess. A solid estate plan can help eliminate the chance for family fights when it comes to dispersing your property, money and possessions. You’ll need to consider many things when creating an estate plan, including deciding what will be given to which benefi- ciary, and how to properly plan for expenses like funeral costs. FINDING AN ATTORNEY Once you have decided to seri- ously pursue putting together an estate plan, it’s time to choose a credible attorney to guide you through the process. Reach out to family members or friends who may have recently devel- oped their estate plans and find referrals for accredited, repu- table attorneys. Different legal professionals have varying specialties, so find one with extensive experience in estate planning. It is important that you trust your attorney 100 percent, as you will be divulg- ing highly sensitive information to properly structure your estate plan. FINANCIAL BURDENS One of the first steps your at- torney will walk you through in building your estate plan is as- sembling a list of your current assets and liabilities. Doing so will help calculate your net worth and determine if you already have a taxable estate, as well as indicating if your loved ones will find diffi- culty paying the estate tax and other debts after your death. CHOOSING AN EXECUTOR Who can you trust to act in your best interests in the case of you becoming disabled or after your death? Selecting one or more execu- tors doesn’t have to be a com- plex decision. You can set up multiple options, each with different functions in different situations. The key is discussing your needs with your potential executors to make sure they are up to the task. Consider their needs and living situations before asking them to take on the responsibility of making major decisions on your behalf.